TWO THINGS YOU MUST KNOW BEFORE THE YEAR COMES TO AN END AND WE ENTER THE NEW YEAR 2016

Good morning Success Seekers!!
Happy last day of the month and happy last day of the year too! God is always a good God for it is he alone that brought us this far.
For some days now, two posts on my Facebook page got many hundreds of people(from analytics) and I thought I should share here two. Though they were posted on different dates on my Facebook page, but I will post them together here. 
Try to get the meaning of each. Happy 2016 friends!!
1. As we approach the end of 2015, and 2016 approaches so fast, always remember this in all you do:
"WHATEVER IS WORTH WORKING FOR, IS WORTH PRAYING FOR"
Happy Sunday Friends......
2. One important question we need to ask ourselves is this: IF I CONTINUE TO LIVE MY LIFE THE WAY AM LIVING IT NOW, WHERE WILL I BE IN THE NEXT FIVE(5) YEARS, THEN NEXT TEN(10) YEARS? This question demands a HONEST and VERY CAREFUL ANALYSIS. Let me do mine again!
Don't forget to get life's antidote........YOU DESERVE IT


This will save you from the scammers this yuletide

This is a post which I can make very long. However, I will keep it extremely brief and let you(the reader) be the one to expand it in your own head based on your knowledge and experience!

As the festivities get even closer, and the economic problems bite even harder, you will see many scammers who will capitalise on your complains and promise you deals that will help you make all you could not make from January to November in just 5days!!!!!

It still baffles me how some right thinking people and worst of all supposedly educated people fall for some very cheap scams. Well, before you part with your hard earned money this time around, take heed of this very wise counsel from Arkad who happens to be the richest man in Babylon!!!

As we  close in on the yuletide, reemember this:Insure an income for thy future. Look thou at the aged and forget not that in the days to come, thou also will be numbered among them. Therefore invest thy treasures with greatest caution that it be not lost. USURIOUS RATES OF RETURN ARE DECEITFUL SIRENS THAT SING BUT TO LURE THE UNWARY ON THE ROCKS OF LOSS AND REMORSE!

Like our page @ www.facebook.com/successsecrets01 for more success quotes and subscribe to our website http://www.successsecrets01.blogspot.com
Good morning friends!!!

Success secrets word for the day: TRASH TV

WORD FOR THE DAY========TRASH TV!

dear success seekers please study the word TRASH TV.

We encourage you to avoid trash TV as much as possible.

It is deliberate not explaining the meaning of the word. The reason is to get you actively involved and as you search for the meaning from different sources, your understanding of the word could increase due to different comparisons and examples.

Why not switch to watching champions at work, listening to motivational audio and video programs, instructional videos in your industry, watching your industry trend, etc!

Have a nice day and happy new week!!
Don't forget to check this out:

LIFE'S ANTIDOTE

THE FEMALE ORGASM MASTERCOURSE

How Much do You Know About The Gspot,Clit,Squirting and Orgasms?



female orgasm mastercourse:all about female orgasms. high definition video training

Dear success seeker, we trust you are doing great.
Today we decided to discuss about an issue that many will want to shy away from in public domain but still has to do with your success! Yes. Sex is a big topic, sex sells but even most importantly, SEX IS ONE OF THE GREATEST DRIVING FORCES KNOWN TO MAN.  Time and space will not let me emphasize all about this right now. To fully understand this, I refer you to Napoleon Hill's classic think and grow rich (chapter 11 entitled the mystery of sex transmutation).

The fact that for a long time sex has remained a topic about which many are shy (in fact, a topic on sex to many makes you a spoilt person and to others it is a complete taboo), has left little truth on the table. Parents don't tell young teenagers all they need to know (as if most of the parents knew any better), the sex education system in schools is definitely not adequate. Many are now left to guess, gather fluffs from friends and garbage from the Internet as well as mass media. Gratefully, we now have a paradigm shift where materials are plentiful from experts some of whom have spent 20 to as much as 50years doing research on the subject matter. New information is now available and it is slowly becoming acceptable to discuss the topic of sex among enlightened people.
However, being a topic that is just recently gaining acceptance, much fluff is still out there as many still confuse the scripted porn movies with actual sex education. I was shocked when in a discussion with an adult female friend, I discovered that she has only seen squirting from porn movies and was hearing the word gspot for the first time! Shocking right? But that is the truth. There are so many women out there who know little about their own body! Then comes the next big problem:
Many men have not taken the time to fully study and understand the woman's system so as to figure out the differences therein between a man's pathway to orgasm in sex and a woman's pathway to orgasm. Truth is stroking and deeply thrusting, banging harder and harder are not the answer!!  Melinda Holmes, author of blow her mind  his illustrated guide to oral sex, puts it this way:
female orgasm mastercourse:all about female orgasms. high definition video training
So the question comes again: How much do you know about the woman's body system? 
As a woman, do you fully understandyour own body enough to fully enjoy the full pleasures within your body?

In the next series of articles, we will be discussing the gspot,clit, squirting and orgasms.  Until then, drop your questions and comments below.

PS: So many people including married couples testified that this has changed their intimate relationship lives! We felt we should share so you can take a look:ORGASM TONIGHT: CLICK HERE TO GET FOM ON JUMIA NOW!

PSS: We cannot fail to recommend this new program that has continued to change the love and sex lives of couples all round the world: it is called the female orgasm master course. 
female orgasm mastercourse:all about female orgasms. high definition video training

INTRODUCTION AND HIGHLIGHT OF THE FEMALE ORGASM MASTERCOURSE DVD


THE FEMALE ORGASM MASTERCOURSE - FOM

Do you want to give or experience mind blowing female orgasms? There is no better guide than this! The very best of the experts in the field of female sexual satisfaction show you what to do, how to do it, where to do it, how to do it and when to do it.
Sex education as taught in schools is crap, porn is scripted and faked, Friends tell tall tales. FOM (female orgasm master course) takes you by the hand and shows you exactly what to do to make your woman experience the elusive female orgasm and squirt all over you!!!
For a single woman without partner, the female orgasm master course (FOM) tells you how to achieve mind blowing orgasms all by yourself without a partner.
Live practical training sessions in high definition (HD) videos!

HIGHLIGHTS OF THE FEMALE ORGASM MASTERCOURSE
  • Helps every woman to enjoy the pure ecstasy of squirting orgasms- Clitoral, Gspot,Aspot,Breast orgasms,etc. No more orgasm starved women!
  • A man or husband can now quit the sheer wickedness and selfishness of experiencing orgasms alone without giving the woman her fair share
  • Helps you cheat proof your relationship by blowing the mind of the woman in your life through powerful orgasms she has never felt before: you become the best lover she ever met!!
  • Helps every woman to fully understand her body and the best techniques for pleasing herself so that you can squirt all over yourself or teach the man in your life how to please you
  • Teaches you everything you need to know about the best sex toys and the best lubes that guarantee comfort yet very powerful orgasms
  • Teaches you the very best techniques for performing oral sex (cunnilingus)
  • Everything you need to know about the very best techniques for stimulating the Gspot, the clitoris, anal sex, breast stimulation,etc
  • All about fingering techniques and sex positions
  • High definition videos(best audio and picture quality)
  • All about fingering techniques and sex positions
  • Top quality ebooks with well illustrated HD images


To get your copy, simply pay the sum of N4,500 naira only into the following account:
Account name: Barima, Tombari Nekabari
Bank: Gtbank
Account number:0116201501
After payment, send an email containing your name, address,valid email and phone number to: bamatech2@gmail.com.
Your package with all free bonuses will be dellivered to you within 48hours!!!!!!

Grab your copy now!!!!

I WILL ACT NOW PART 2 HAPPY NEW MONTH EDITION

I WILL ACT NOW PART 2
It is a new month. Waooh!!!
Hurray!!!!
It is the last month of the year!!!!
How time flies.....HAPPY NEW MONTH FRIENDS!!!
To welcome you into this new month, we decided to bring you the second part of the series we started on 26th October entitled- I WILL ACT NOW. If you missed it, check our page success secrets on Facebook or our blog www.successsecrets01.blogspot.com.

Special credits to OG MANDINO
Enjoy

...
Happiness, in truth, may not be the fruit  plucked by my  action yet without action all fruit will die on the vine. 

I will act now.

  I will act now. I will act now. I will act now. Henceforth, I will  repeat these words again and again and again, each hour, each  day, every day, until the words become as much a habit as my  breathing and the actions  which follow become as instinctive as the blinking of my  eyelids. With these  words I can condition my  mind to perform every act necessary for my  success. With  these words I can condition my  mind  to meet every challenge which the failure avoids.

I will act now.

I will repeat these words again and again  and again. When I awake I will say them and leap from my cot while the failure sleeps yet another hour.

I will act now.

  When I enter the market place I will say  them  and immediately confront my  first prospect while the failure ponders yet his possibility of rebuff.

  I will act now.

  When I face a closed door I will say them  and knock while the failure waits outside with fear and trepidation.
  I will act now.  When I face temptation I will say them  and  immediately act to remove myself from evil.

I will act now. 

When I am tempted to quit and begin again tomorrow I will say them and immediately act to consummate another sale.

  I will act now.

Only action determines my  value in the market place and to multiply my  value I will multiply my  actions. I will walk where the failure fears to walk. I will work when the failure seeks rest. I will talk  when the failure remains  silent. I will call on ten  who can buy my goods while the failure makes grand plans to call on one. I will say it is done before the failure says it is too late. 

I will act now.

For now is all I have. Tomorrow is the day reserved for the labor of the lazy. I am  not lazy. Tomorrow is the day when the evil become  good. I am  not evil. Tomorrow is the day when the weak become  strong. I am  not weak. Tomorrow is the day when the failure will succeed. I am not a failure.

  I will act now.

When the lion is hungry he eats. When the eagle has thirst he drinks. Lest they act, both will perish. I hunger for success. I thirst  for happiness and peace of mind.  Lest I act I will perish in a life of failure, misery, and sleepless nights. I will  command, and I will obey mine own command.

I will act now.

Success will not wait. If I delay  she will become  betrothed to  another and lost to me forever. This is the time. This is the place. I am the man.

  I will act now. 
  
Feel free to drop your comments below. Remember to get the LIFE'S ANTIDOTE DVD and change your life forever.
Happy new month again.....

I WILL ACT NOW PART ONE

Dear success seeker, it has been a while we discussed here. So sorry we have not been so frequent lately. We are bouncing back so that means that we will be talking more often.
On the 26th of October, we started our series titled I WILL ACT NOW on our Facebook page. If you have not liked our page, please do so now- you should not miss our scintillating updates. We decided to add that part one which we published on Facebook here before continuing the series. Enjoy and remember to drop your comments below. Let's get talking.

Special credits to OG MANDINO.

I WILL ACT NOW

My dreams are worthless, my plans are dust, my goals are impossible. All are of no value unless they are followed by action. I will act now. Never has there been a map, however carefully executed to detail and scale, which carried its owner over even one inch of ground. Never has there been a parchment of law, however fair, which prevented one crime. Never has there been a scroll, even such as the one I hold, which earned so much as a penny or produced a single word of acclamation. Action, alone, is the tinder which ignites the map, the parchment, this scroll, my dreams, my plans, my goals, into a living force. Action is the food and drink which will nourish my success.

I will action now.

My procrastination which has held me back was born of fear and now I recognize this secret mined from the depths of courageous hearts. Now I know that to conquer fear I must always act without hesitation and the flutters in my heart will vanish. Now I know that action reduces the lion of terror to an ant of equanimity.
I will act now.

Henceforth, I will remember the lesson of the firefly who gives off its light only when it is on the wing, only when it is in action. I will become a firefly and even in the day my glow will be seen in spite of the sun. Let others be as butterflies who preen their wings yet depend on the charity of a flower for life. I will be as the firefly and my light will brighten the world. 
I will act now.

I will not avoid the tasks of today and charge them to tomorrow for I know that tomorrow never comes. Let me act now even though my actions may not bring happiness or success for it is better to act and fail than not to act and flounder.

Drop your comments as we get on to a bright start this new month. Happy new month friends.

FOOD FOR THOUGHT

As we start this new day, remember this and if you are not sure or convinced, then do a research: 

ALMOST ALL OF THE WORLD'S BILLIONAIRES ARE PHILANTROPISTS!!!!!!!!! 

Dont get it twisted......give this deep thought and you will get a new realization!!!!!!!

FATHER, #G2G# IS ALL I PRAY FOR!!!!

HOW TO PRINT NYSC 2015 BATCH B CALL UP LETTER ON YOUR PHONE

Wao, the long awaited call up letters are now available to print online.
Simply visit: www.nysc.org.ng note that a popup may appear warning you about scammers. Simply check bottom right of this popup and you will see an X sign for you to close the pop up.
Click on the red button that says 'Click here to  login'
Input your email address(same that was used for the NYSC registration)
And your password(as used for the NYSC registration)
Click on resume
Once you are successfully logged in, you can now see a green button that says "print call up letter"
Click on that like and the call up letter should appear.
Note: if you are to report to camp on Wednesday october 28th 2015, that means you are stream1 but if  you are reporting to camp November 25th, 2015 then you are stream 2

You might experience difficulties if you are using a phone. To see how to print the call up latter if you are using a smart phone follow this instruction:
The printing of the call up letters was optimized for use on internet explorer and Mozilla Firefox. To enable you print the callup letter using your mobile phone, simply update your UCBROWSER to the latest version. Access the site as given in the instructions above. When you click on print call up letter, a message appears prompting you to download the callup letter as PDF.
Note: the downloaded PDF file should be about 275kb. Anything less than this means that you need to repeat to repeat the process or simply refresh because the download was not complete and therefore the callup letter downloaded cannot be opened on your phone/tablet
CONGRATULATIONS. YOU CAN EITHER SEND TO YOUR EMAIL OR COPY TO SYSTEM AND PRINT OR EVEN PRINT VIA WIFI IF YOU HAVE A PRINTER THAT SUPPORTS WIFI PRINTING!!!!

Don't forget to check out LIFE'S ANTIDOTE ON JUMIA AND DEALDEY. IT WILL CHANGE YOUR LIFE FOREVER AND GUARANTEE YOUR SUCCESS!!!
CALL 07034554516 OR 08093602781 NOW
http://www.dealdey.com/deals/lifes-antidote-dvd-2
www.Jumia.com.ng/858660.html

DOES THE SALARY OF THE POLICE HAVE ANYTHING TO DO WITH THEIR ATTITUDE?

Hi thou seeker of success secrets!
It has been a long while we discussed here. But remember: every adversity carries along with it, the seed of an equivalent or even greater benefit. By the way, if you are jot familiar with that Line above, then your journey to success is still a very long one!

Honestly, the break has been more than worth it! You see, very soon, every member/reader or follower of this blog, shall soon testify to its positive impact on them.

Before we kick start that, today's topic became relevant when I came across the question of what the salary of the police force in Nigeria looks like. Truely, I made no research but looked through people's comments to see the answer. Interestingly, the data which shall soon follow came up as the most detailed and seemingly accurate. SO IF YOU KNOW BETTER, YOU CAN CONTRIBUTE AND LET US KNOW YOUR SOURCE!!!
The police are one group of people that are loathed due to their conduct. However, when I got this data I Was forced to ponder over many things concerning them. Could this salary be the reason for their actions? Can you accept such pay package, what can be done to improve the force and their public image? Etc. Remember, the police is Nigeria's major law enforcement agent and we can't imagine what life will look like without them!!!!!

Drop your comments below let's chat 😂😂😂
MEANWHILE, I SAW THIS BUT I DONT WANT TO BELIEVE IT!!!!!!
A police recruit earns a consolidated annual salary of N108, 233, 00 and a monthly consolidated salary of N9, 019.42 but when N676.46 is deducted as pension, the recruit goes home with N8, 342.96.
A police constable on grade level 02 (1) earns a gross monthly salary of N42, 508.13 while the one on grade level 02 (10) earns a total of N46, 840.86 with rent.
A police constable grade level 03 (1) earns a gross monthly salary of N43, 293.80 while the one on step 10 earns N48,619.16 including rent while a corporal on grade level 04 (1), earns N44,715.53 and a corporal on grade level 04 (10) goes home with N51,113.59 per month including rent subsidy.
The gross monthly salary of a police sergeant on grade level 05 (1) is N48, 540.88 while a Sergeant on step 10 earns N55, 973.84.
A sergeant major on grade level 06 (1) earns N53, 144.81 and the one on grade level 06 (10) earns N62, 204.88 per month.
For senior officers, the package appears relatively improved.
A cadet inspector on grade level 07 (1) earns N73, 231.51, an Inspector on grade level 07 (10) earns N87, 135.70 including rent subsidy while a cadet Assistant Superintendent of Police, ASP, on grade level 08 (1) earns N127, 604.68 and an ASP on grade level 08 (10) earns N144,152.07.
An ASP1 on grade level 09 (1) earns N136, 616.06, an ASP on grade level 09 (10) earns N156, 318.39, a Deputy Superintendent of Police (DSP) on grade level 10 (1) earns a total monthly salary of N148, 733.29, a DSP on grade level 10 (10) earns N170, 399.69, a Superintendent of Police (SP) on grade level 11 (1) earns N161, 478.29, an SP on grade level 11 ( earns N187, 616.69.
A Chief of Superintendent of Police, CSP, on grade level 12 (1) earns N172, 089.06, a CSP on the same level on step 8 earns N199, 723.96, an Assistant Commissioner of Police on grade level 13 (1) earns N183, 185.73, an ACP on grade level 13 (earns N212, 938.16 while a Deputy Commissioner of Police, DCP, on grade level 14 (1) earns N242, 715.65, a DCP on grade level 14 (7) earns N278, 852.79.
A Commissioner of Police, CP, on grade level 15 (1) earns N266, 777.79; a CP on step 6 earns N302, 970.47. While an Assistant Inspector General of Police (AIG) on grade level 16 (1) gets N499, 751.87, an AIG on step 5 earns N546, 572.73.
Still, the salary of the Nigerian Inspector-General of Police, IG, is meagre compared with those of the heads of the State Security Services, SSS, National Intelligence Agency, NIA and the Economic and Financial Crimes Commission, EFCC.
While the IGP earns N711, 498 per month, the Director General of the SSS earns N1, 336 million per month and the EFCC Chairman, N1.5 million, per month.

URGENT GENUINE MANAGERIAL JOB VACANCIES!!!!!! APPLY NOW

THE OWNER OF NAIRABET, MR AKIN ALABI, SENT THIS MAIL TO ME EARLIER TODAY. THOSE QUALIFIED QND INTERESTED SHOULD APPLY IMMEDIATELY! WISHING YOU BEST OF LUCK!!!!!!

We are seeking application from qualified and suitable candidates to fill the following position of Manager in our network of shops all over the country. Major responsibilities are…

- Develop new and innovative ways to attract new customers and retain existing customers.

- Prepare weekly shift plan for staff in your area.

- Budget preparation and implementation.

- Tracking all operational transactions and items

- Manage company’s facilities/equipment and ensure they are in good working condition at all times.

- Monitor and ensure timely payments/remittances as advised by management.

- Periodic visits to shops to ensure staff neatness, cleanliness within and around the outlet, good working condition of all operating systems and full compliance to lotteries board regulations for shop operation.

- Apply disciplinary measures to shop staffs that err after consultation with the Human Resources Department.

- Managing budget and maintaining statistical and financial records.

Requirements

A degree in social sciences or related field/HND from a recognized institution is highly desired.

Professional certification will be an added advantage.

Minimum of 3 years relevant work experience managing shop cashier(s)/shop manager(s) in a retail outfit is a good advantage

Willingness to work on weekends and also relocate when required.

Should have retail business management experience with proven track record.

Excellent numeracy skills

Capable of working quickly and accurately

Excellent interpersonal and conversational skills.

Ability to work well under pressure.

Scrupulously honest and reliable.

Ability to tactically and professionally handle awkward customers and genuine complaints.

Ability to meet set targets.

Remuneration – N120,000.00 per month.

Application and CV should be forwarded to otterecruitment@yahoo.com not later than one week from the date of this advert using the job title as subject of the mail.

Please Note: Only shortlisted candidates will be contacted.

Thank you.

FINANCIAL MISTAKES THAT ALMOST WASTED MY FIRST FIVE YEARS OF WORK.........A TRUE LIFE EXPERIENCE

Yes, SUCCESS SECRETS is a blog about success secrets and we stop at nothing to share with you whatever can be of help in this regard. Today, I came across a young man's post on nairaland about the financial mistakes that almost ruined his first five years of work! Truly, many of us could have experienced same but have not taken the time to reconsider our steps and learn from our mistakes.
I DECIDED TO REPRODUCE HIS OBSERVATIONS HERE WITHOUT EDITING. JUST SO YOU MIGHT LEARN A THING OR TWO ABOUT IT. ENJOY AND FEEL FREE TO DROP YOUR COMMENTS BELOW:

A colleague and I were chatting this afternoon as we were having our break. And we discussed how far we have come, financially. We've not done too well. As we talked on, we all agreed we made certain financial Mistakes that are responsible for our present financial status. We didn't arrive there by error; certain errors are responsible, and it's these I intend to share with us. Maybe we can learn a thing or two. 

Inadequate financial literacy: It took me over 3 years to even understand how money works. All I did was to get my salary, spend it and desperately waited till another comes and the cycle never ended. Most of us do not really understand how money works, and our educational system never even dared to give us a crash course on money. We were simply bombarded with Fourier Series, Calculus and other theorems that do not really matter in the real scheme of life. Life is totally different. Money has rules and till we actually understand them, we won't do well financially. 

Impulse Spending: This one is a killer. Most people are aware of this medium of waste. Practise this act and you're damn sure of being in lack. This was one major weakness I HAD. Not anymore. I've bought countless things purely on impulse. I didn't think through; I just bought. And the consequences of impulsive spending is poverty or lack. Now, I buy things when it's absolutely necessary. Emotions are a major factor when it comes to money. And the poor are always emotional when it comes to money. The rich have mastered their emotions. They only spend money when they want to meet their NEEDS. Only the poor and thieving politicians throw away money. 

Indiscipline: To be rich requires work. Hard work. And the poor are averse to hard work. It takes a lot of discipline to follow a budget. I hardly followed my budget then. It takes a lot of discipline to think on the appropriate means to make more money. The poor only likes spending. And spending doesn't involve much work. Just dole out the cash and it's gone. It takes discipline to keep money. I lacked it too. 

Inability To say NO : This was one major financial flaw I had back then. I can't recall ever saying NO anyone's financial demands. That was a fatal character flaw. You can't be wealthy meeting all of people's needs. I've practically taken loans to meet people's needs. Their needs never end. Now I know better. I still give but I won't hesitate to say NO if I have to. I've got to be true to myself. To be rich is to be sincere and prudent with money. 

Especially when it comes to relatives and even.loved ones, one can hardly say NO. I had to work on myself. In the past years, it's being others before I. Now, no more. We erroneously believe people will die if we don't always meet their needs. Nothing could be further from the truth. Last December, I sincerely asked my parents to bear with my inability to meet their demands. They're still live and kicking. Even if you're there, people will live on. That's life. I know our African culture requires we shoulder others problems but there's clearly a limit, and we must endeavour to strike a balance. Keep spending the cash on them, and you're tagged a GOOD MAN. You will remain poor as far as you wanna be a good man. Good men are almost always poor 

Careless giving: There have been countless times I've given out money immediately I saw some people. I just thought they needed. It's very good to give, but it must be done with wisdom. Money shouldn't be spent anyhow. Giving must be meaningful and purposeful. Now, I know better. 

Trying To Impress Others: Sometimes we do it even without knowing. I've done this a few times. It's a terrible habit. We need to live realistic lives. And we must live within our means. It's silly to live an exaggerated life so as to impress some people. It's epic foolishness. Oftentimes those we intend to impress hard notice us. Why the bother? It another habit of the poor to try to give people a false sense of their financial status. Now, I don't give a hoot. I simply live MY life. Anyone can make their conclusions; it's their business. 

Lack of Project: My first give years were indeed experimental. The errors are so depressing. Money must go somewhere. Nature abhors vacuum. Something must take your money. Since I didn't have my projects taking the money, others simply get me theirs. Wicked people. U go blame them? No. Blame me. Now, I've a lot of projects ongoing and I barely have enough for my self and loved ones, let alone OTHERS. No more vacuum. 

Not Involving My Woman: Ego has hardly paid any man. It has caused more pain than it has given joys. I didn't actively involve my woman in my finances those years. Now I do. Women can be an oasis of wisdom. Mine is a bundle of financial wisdom. I've hardly listened to her. I used to just her the family upkeep and limited her foray. Now, she plays a crucial role in decision making and the results have been excellent. 

If we don't make deliberate and conscious efforts at money, we won't be rich. If I understood these principles before now, I would have certainly being in a better position finally. This I know. 

We need to start taking money seriously. When the chips are down, we're all left on our own. No one can eternally shoulder your problems. We need to be smart with our money. It hardly comes without effort. Why spend it without effort? Be disciplined. Enjoy with tomorrow in mind. It comes so fast. Without financial discipline, we will be stuck in the rat race forever. The rich are highly disciplined when it comes to money. They hardly give it away. That's why we hate them. We tag them as miserly and stingy. They simply understand how money works. 

It's never too late to begin doing the right thing. Now, I hardly fall into these death traps. Take your financial future seriously. Work. Save. Invest. Give. Apply wisdom. 

Please, avoid these financial Mistakes. Follow them, and lack is sure. It takes a lot of discipline to be rich; that's why many are poor. 

To be poor is the easiest thing to achieve in life. You do nothing to be poor. Just find excuses. And excuses abound. You don't need to look far.

GTBANK SMS MONEY TRANSFER; WHAT HAS BEEN YOUR EXPERIENCE?

GTBANK has remained top of the pack in rolling out innovative services that makes banking services breeze for its customers. They never seem to run out of ideas in innovating efficient, safe, convenient and fast banking services!

From social banking to recharge card purchase via text, the bank is still setting the pace. Their latest introduction is the SMS money transfer. With this new service, you need no internet connection, no smartphone,no computer,no ATM machine to effect a cash transfer from your GTBANK account to other GTBANK accounts or even non GTBANK accounts. Hurray! Even your Nokia torch light can now be used to transfer money. Hmm, is your phone more archaic than the Nokia 3310, no problem, they got you covered too!

SO HOW DOES THE SYSTEM WORK?
Note: The line from which you are effecting the transfer must be the line which is associated with your Gtbank account. This is the line on which you receive alerts and other messages from the bank!!!!!!

If Transferring To a Gtbank Customer,
Simply dial *737*1*Amount*NUBAN account number#
Where nuban account number is the new ten digit account number in use now.
You will get a prompt to confirm your transfer to the customer(the customer name will be automatically displayed for you) by typing the last four digits of your ATM card. Once you do that, voila! You have completed the process. A successful message will be displayed once done correctly and You will now receive an alert on your phone as usual.
  

If transferring to a Non-Gtbank Customer,
Simply dial *737*2*Amount*NUBAN account number#
Where nuban account number is the new ten digit account number in use now.
Next will be a prompt to choose the beneficiary bank. E.g FBN for first bank of Nigeria, DBN Diamond bank of Nigeria, etc
You will get a prompt to confirm your transfer to the customer(the customer name will be automatically displayed for you) by typing the last four digits of your ATM card. Once you do that, voila! You have completed the process. A successful message will be displayed once done correctly and You will now receive an alert on your phone as usual.

The only enemy to this system is the one we know already which is Bad network and normal system failure. If any of this should arise, you will get a prompt to try again that the process was not successful or there was an error.

This is a new and welcomed development. However, it has its challenges with respect to security from fraud. That will be the subject of our next discussion.
PSS: This post was typed on the blogger app hence I could not really format it and ADD images the way I would have loved! Images will be added soon.
Cheers
Tombari